Happy 2018! For many, including myself, 2017 was a difficult one. But then again, doesn’t every year bring some form of struggle? I recently heard the phrase “things happen FOR you, not to you.” I thought it was a fresh reminder that what you can control in life is your perception. When you see life through the lens of continual growth, what seems to be difficult times turn into perfect opportunities for development. The last two weeks of 2017 were filled with complications that have actually contributed to the formation of my goals for 2018. Ah, the beauty of perspective.
I have deemed 2018 as the year of “Melissa, The Grown Up.” Sounds pretty cheesy typing that out and I definitely have mixed feelings about it, but it really is a goal of mine this year. 2017 was the year of learning more about myself and exploring my interests. 2018 is going to be a year of focusing on strengthening my foundation as a young adult in as many ways as I can. To some, it may sound like boring “adulting” stuff, but I’ve realized that in order for me to achieve my ideal lifestyle, this is part of process (and maybe it can be fun). This means taking full advantage of the benefits my job offers, developing an investment portfolio, continuing to prioritize and pay off my student loans, and so much more! With all of that i mind, I want to approach these goals with an air of balance. I’m going in with a plan and aiming to maintain flexibility through it all.
What are some of your favorite self-help quotes, books, podcasts that have benefited you recently?
New Year, New Car
One of the first forced steps into this new year of “adulting” was having to deal with experiencing my first major car accident last month. Long story short, I was rear ended on the 405 freeway, which then forced my car into the one in front of mine. My car was deemed totaled and I defined this situation as the universe’s way of telling me to stop putting off a much needed purchase: a reliable car.
This experience, although through non-ideal circumstances, catapulted me into the process of insurance settlements, CHP reports…and of course, buying a new car. It has been a great learning experience for me. A stressful, but helpful learning experience. All of this has been a whirlwind, dealing with multiple insurance carriers, the DMV and car shopping. As I’m writing this, I’m still working on closing on a settlement agreement with the responsible party’s insurance carrier. On top of that, I got a case of the flu that knocked me out for three days just after the accident . In this time, I’ve had to discover and sharpen a number of skills in order to get things done in as timely as a manner as possible. The universe putting me through the ringer. I had to earn my way to 2018! lol.
Here are 5 mini lessons I encountered from this experience:
- Do your research – Go in knowing what you want and armed with specific tactics to ensure you achieve that
- Get your finances right – Prioritize saving in case of emergencies. You never know what will happen! It’s good that I had already been saving for a while. If I hadn’t, I wouldn’t have been able to independently buy myself a car, let alone the one I wanted.
- Ask as many questions as needed – You can’t make educated decisions without information. Ask until a concept is clear and understood. The worst answer you can hear is no, but at least you can say you asked.
- Take your time -There’s no harm in starting again from the beginning if it’s going to lead to a better overall decision. My dad reminded me that ultimately, I can say no if there is anything about a deal that I’m not happy with.
- Keep accurate records – Organization of important documents as they come will help avoid unnecessary stress when the time comes to dig them up.
New Year, New Clarity
After having some time to recover from post-accident madness and a bad case of the flu, I was able to properly ring in the New Year and take much needed time to reflect. I took a mini retreat to the Huntington Library in San Marino with my older brother and cousin this past weekend. We walked through a few gardens and eventually found a spot to sit and journal. But of course, we couldn’t leave without taking a few pictures 🙂
It was refreshing to step away from familiar surroundings, dedicate quality time to discuss how the past year went and what we are looking forward to achieving in 2018. The day left me with a wave of gratitude for my family’s support and their trust in my opinions. It makes me happy to know that we are each other’s forever team. I forget how good it feels to be surrounded by people that are rooting for each other’s success.
I’ll wrap this up with my hopes that you’ve entered this new year with a clear mind, a sense of adventure and the determination to make change in your life for the better. Let me know what your goals for 2018 are!